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Free Credit Card Debt CounselingFree Credit Card Counseling
If one means "no out of pocket costs" when one searches for free credit card debt counseling, there is no such animal. Whether you look at debt consolidation or debt management programs, or any of the other types of programs available, there is always a cost to get out of debt, a fee assessed some way or somehow, and those can be illegal too, which makes the problem worse if one is not careful. The only resources which I have seen that are free are Debtors Anonymous, based on the 12 step model, where you donate according to your ability at meetings, and the community side of Debt Care Consolidation, which does offer a professional side. Both resources offer a community for support. Please check them out.
Debtor's Anonymous-Recovery from Compulsive Debt
Would You Share Something That You Are Grateful For?
When I was beginning my personal growth journey, a wise person told me that when I was feeling resentful or afraid or sad, that I should remember the phrase "gratitude is the attitude" when I was ready to feel better. That phrase has helped me feel better tens of thousands of times. |
Did You See That Recent Reference to the Self-Healing Brain?
Brain Fitness and Neuroplasticity Exercises
Stretch Your Axons and Flex Your Dendrites?
There are something like 450 different models of counseling and/or psychotherapy. Of that number, perhaps 10-15 models enjoy any professional support or research credibility.
However, every one of those models involves your brain.
Want to make your brain more effective?
Brainfit for Life, by Simon Evans, Ph.D. and Paul Burghardt, Ph.D.
Mind Sparke Brain Fitness Pro Impulse Control
For your New Years Day Resolutions! Warning-has a side effect of increased IQ.
How is Your Attention? Try Your Hand at the Stroop Test.
To test your attention using the stroop test, read the color the word is printed in rather than the text of the word. So the text could be the word red, but if the word red is printed in blue, then the correct response if blue.
Ultimate Brain Fitness Program
Neurogenesis and Neuroplasticity
Replacement Parts for Your Brain?
Neurogenesis is the term used to describe the recently discovered capacity of the human brain to grow new neurons.
That is right, our brain is not physically fixed, it is constantly changing, losing some neurons, growing some neurons, making or deleting connections, and we can encourage that growth by attending to the Pillars Of Brain Fitness.
Those pillars are;
Physical Exercise
Nutrition
Sleep
Stress Management
Novel Learning Experience
Ultimate Brain Fitness Program
Want the Book On Brainfitness?
Chocolate is a Wonderful Counseling Tool, Don't You Think?
Looking for Information On the Grieving Process?
Many of the visitors to this site are looking for information about grief and grieving, and many have utilized the information found in
Back to Life! A Personal Grief Guidebook to plot their progress through the grieving process. Jennie's work has been a gift to many.
Thankyou for coming to visit me, please leave me a note about topics you might like me to cover.
Mike